Fannie Mae provides financial products and services that make it possible for low-, moderate- and middle-income families to buy homes of their own. Since Fannie Mae began in 1968 they have helped more than 30 million families achieve the American dream of homeownership. www.fanniemae.com

Freddie Mac is a stockholder-owned corporation chartered by Congress in 1970 to create a continuous flow of funds to mortgage lenders in support of homeownership and rental housing. Freddie Mac purchases mortgages from lenders and packages them into securities that are sold to investors. By doing so, they ultimately provide homeowners and renters with lower housing costs and better access to home financing. www.freddiemac.com

Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. MBA serves its membership by representing their legislative and regulatory interests before the United States Congress and federal agencies; by meeting their educational needs through programs and a range of periodicals and publications; and by supporting their business interests with a variety of research initiatives and other products and services. www.mba.org